A P e F
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Custom Banking

Investing For Your Needs

Fixed Deposit

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Accounts

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Investments

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Family 360o

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Fixed Deposit

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Accounts

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Investments

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.

Family 360o

Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.

Key Benefits:
  • 100% Guaranteed returns
  • Loan against FD available
  • Flexible tenure options

Guide to
Fixed Deposits

pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Services

Ensure Your Tomorrow with APeF

Find the Perfect FD Option for Your Needs.
More
You Deserve
Average Return: 13% PA Loan Up to: 75%
Unit Trust Scheme

Discover Our
Insurance Linked Unit Trust Scheme

Insurance
Redemptions
Digital Apps

Enjoy peace of mind with our exclusive insurance benefits, available to eligible unit holders. The Scheme provides coverage under Group Life, Total & Permanent Disability, and Funeral Insurance Policies-ensuring financial security for you and your loved ones when it matters most.

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Need to cash out? It’s simple! Scheme units are available for repurchase on any business day-just a short cooling-off period of up to 10 business days after the initial sale. Once your request is processed, your money goes straight to your bank account within 3 business days. Fast, secure, and hassle-free!

Explore Ziada

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Business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters.

Explore Cards

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Faq’s

Read Questions & Answers

Categories

Wide range of topics to address common queries.

Can't Find What You Need?
Submit Queries
  • 1How do I check my NAV balance?

    You can check your NAV balance at anytime by logging in into our mobile application or by dialing the USSD code provided

  • 2Can I change my contribution amount?

    Yes, we accept any adjustments to contributions so long as they are subjected to the schemes rules of ensuring that they are not below minimal amount.

  • 3Is my data secure with your platform?

    Yes, we use encryption and data protection protocols as provided by PDPC (Personal Data Protection Commission) to ensure your personal and financial information is secure.

  • 4How do I file a complaint or resolve a dispute?

    Our client service team is always available and ready to assist during the listed working hours via phone or email as per the contact options displayed in our enquiry section on the website.

  • 5Can I choose how my pension is invested?

    Our experienced financial advisors follow approved guidelines to ensure the safety, growth and compliance of your pension allowing us to optimize returns while protecting your long-term interests.

  • 6Do you offer pension plans for SMEs and NGOs?

    We have the capability to design tailored solutions upon request. If you are an SME or NGO seeking a pension plan for your team, our experts are ready to work with you to develop a suitable compliant arrangement.

  • 7Can I change my contribution amount?

    Yes, we accept any adjustments to contributions so long as they are subjected to the schemes rules of ensuring that they are not below minimal amount.

  • 8Is my data secure with your platform?

    Yes, we use encryption and data protection protocols as provided by PDPC (Personal Data Protection Commission) to ensure your personal and financial information is secure.

  • 9How do I file a complaint or resolve a dispute?

    Our client service team is always available and ready to assist during the listed working hours via phone or email as per the contact options displayed in our enquiry section on the website.

  • 10Is my data secure with your platform?

    Yes, we use encryption and data protection protocols as provided by PDPC (Personal Data Protection Commission) to ensure your personal and financial information is secure.

  • 11How do I file a complaint or resolve a dispute?

    Our client service team is always available and ready to assist during the listed working hours via phone or email as per the contact options displayed in our enquiry section on the website.

  • 12Is my data secure with your platform?

    Yes, we use encryption and data protection protocols as provided by PDPC (Personal Data Protection Commission) to ensure your personal and financial information is secure.

  • 13How do I file a complaint or resolve a dispute?

    Our client service team is always available and ready to assist during the listed working hours via phone or email as per the contact options displayed in our enquiry section on the website.

  • 14How is risk managed in my portfolio?

    We apply a diversified investment strategy and continuous monitoring to manage and minimize risk in your portfolio.

  • 15Can I transfer an existing portfolio to your management?

    Yes, we facilitate seamless transfers of portfolios designed to ensure minimal disruption and ensure continuity. Our team of professionals will guide you through every step from initial consultation to full integration into our system.

  • 16Will I receive a regular report on my investments?

    Yes, we provide periodic investment reports with clear updates on your portfolio performance.

  • 17Is my data secure with your platform?

    Yes, we use encryption and data protection protocols as provided by PDPC (Personal Data Protection Commission) to ensure your personal and financial information is secure.

  • 18How do I file a complaint or resolve a dispute?

    Our client service team is always available and ready to assist during the listed working hours via phone or email as per the contact options displayed in our enquiry section on the website.

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